Do You Need Full Coverage on a Used Car?

2021 Acura RDX on Highway
 

Financing a used car doesn’t have to be such a frustrating experience. At Weir Canyon Acura, we pride ourselves on taking the hassle out of used car financing. Our finance team gets a lot of questions from Anaheim drivers, such as “Do you need full coverage on a used financed car?” Fortunately, our finance specialists are always happy to answer your questions, so keep reading to learn more about used car insurance coverage. Feel free to contact us with any more questions.

Used Car Insurance Coverage Requirements

Most states don’t require you to have full insurance coverage to drive off the Costa Mesa car lot. Still, auto lenders want their investments protected, and they are the ones that require you to have full used car insurance coverage. Typically, full coverage insurance is required during the entire term of the finance period, regardless of whether it’s a used or new car

How Many Years Can You Finance a Used Car? 

Now that we’ve answered the question, “Do you need full coverage on a used financed car in Tustin?” are you wondering how many years you can finance a used car? There aren’t many restrictions on a car loan length. Most loans are three to six years long, but it depends on many variables, like how much you can afford to pay for your monthly payment. You can use our payment estimator to get an idea. These are some of the things our finance team will need to know to help you get a used car auto loan: 

  • Valid proof of used car insurance coverage
  • Valid driver’s license
  • Supporting financial documentation (i.e., last two pay stubs and tax records if you’re self-employed)
  • Vehicle documentation for your current vehicle (like your title or registration)

Things like your credit score and what you’re able to put down as a down payment on the car you’re buying will affect how long or short your finance period will be. When you finance your next vehicle with Weir Canyon Acura near Montclair, we’ll get you the best possible interest rate and loan length! We will also give you an excellent price for your trade-in!

Finance A Used Car with Weir Canyon Acura Today

Are you ready to take the next steps and start shopping for a used car? If so, we invite you to explore our vast inventory of used cars and certified pre-owned vehicles. We also have a selection of used vehicles priced under $20k! Contact us today to get started or apply for financing online. 

 

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